Wednesday, September 11, 2013

Your First New Car: Shop With Both Your Budget and Wallet in Mind


So, you are going to buy your first car. It feels good doesn't it? No more riding around in the car that can barely get up the hill or come to a red light without a sputter. You know the car. It's the one that your parents gave you after your high school graduation. Although it was a serious clunker at the time, it still got you to wherever you needed to be.

But, now that you are a college graduate, it is time for a new car. So, exactly how are you going to go about purchasing your new car? What type of things should you take into consideration? The following article is going to answer a few of these questions and provide a few tips as well.

What Type of Car Can You Afford?

Quite naturally, you should sit down and devise a budget. Chances are you will probably have other financial responsibilities other than paying for your car. Unless you are staying with your parents for a few more years, you will have other bills to pay. So do not spend too much on your car purchase. Remember, that everyone wants to get the latest and coolest car on the lot. But unless you can afford to pay an expensive car note each and every month, then stick with what you can afford.

What Type of Car Do You Want?

Sure, you will be tempted to get an expensive car just like your friends have. Or, you might want to have a cool car just like a co-worker. But remember that you and only you will be responsible for the monthly car note. Maybe you want an SUV or a sports car. The bottom line is that as long as it fits into your budget, it usually is a good choice. Car dealerships will sell plenty of car packages. Some of them are basic models whereas some are fully loaded. Only you and your wallet can make this choice.

However, you will discover that there are certain things that you cannot do without when it comes to purchasing a car. For instance, if you live in a region that is known for very hot weather, you must have an air conditioner. When it comes to car air conditioning installation, it is sometimes standard. But, for many others you will pay a lot for air conditioning. Service is also expensive if it were to ever break down.

So, these are the types of things that you have to consider when looking over the standard items and accessories of a new car. Once again purchase them based upon what you can afford. Some car companies have car lines that have very affordable and desirable standard packages. But on the other hand, other car companies will make you pay extra for things that are normally standard on with other company brands. Just do a lot of car comparisons and shop wisely.

All in all, buying your first new car is an exciting experience. However, it should be taken seriously as well. Sure, you will want to purchase something that is cool and snazzy, but it has to fit into your budget. Since it is your first new car, you will probably have to start on the bottom. But, clearly it will be better than the used car that you got for your high school graduation.

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